Don’t Do What Bruce/Caitlyn Did…

Underinsured Jenner Faces Financial Ruin

Don’t do what Bruce/Caitlyn did..

“Is he properly covered? Probably not.”

Bruce Jenner has been in the headlines most of his adult life. First for his amazing Olympic Decathlon win, then as product endorsement celebrity, latter as a Kardashian spouse and now as “Caitlyn”.

What you probably didn’t hear about was the February 2015 fatal accident he was involved in.  And even if you did, it’s really unlikely that you heard about the insurance angle.

Jenner carried only $250,000 of Auto Liability insurance. That’s it take a look at this excerpt from the trade publication “Insurance Journal ”:

Another precautionary tale on the dangers of underinsurance emerged this week after it was revealed that former Olympian and reality star Bruce Jenner carried just $250,000 of insurance coverage when he caused the February 7 accident that left a 69-year-old woman dead.

Jenner had been driving on the Pacific Coast Highway in Malibu, California when a series of collisions led  Jenners Cadillac Escalade to barrel into the Lexus driven by Kim Howe, which was sent into the path of an oncoming Hummer H2.

Jenner was able to walk away from the accident, but Howe died on the scene.  He stands accused of causing the initial accident that triggered the four-car pileup.

…While he has not been criminally charged, police reports speculate he was either distracted by his cellphone while driving or following too closely..

Don’t try to parse out some hidden meaning here, there is none. Flat out, somebody got this wrong.  The simple fact is that Jenner or you, or anybody else can buy an Umbrella Liability policy that is “built” for this kind of thing.  Does it cost more money to buy it than not to?? Yes.  Does it make sense to buy it? Double YES.

Liability has no top limit. It’s simply a question of “how high is up”.

It makes good sense to buy “iceberg sized chunks” of liability insurance to cover the contingency of a “Jenner Like” accident. I’m talking out “Umbrella / Excess Liability” that only comes into play if the requisite first layer policies are used up. There are requirements to meet and applications to fill out but on the whole, the coverage is readily available and moderately priced.

Business Or Personal?

It doesn’t matter if we are talking about business risks or personal risks. Both Personal and Commercial policies are available. Sometimes you need both.


The short story is, don’t do what Bruce/Caitlyn did.. don’t go underinsured.


Leave a Reply